Your Trusted Digital Wallet Partner
Experience modern African fintech excellence. Send money instantly, buy airtime & data, get virtual cards, and enjoy bank-level security – all with Afrocentric innovation.
Everything You Need in One App
Experience seamless African fintech innovation with our comprehensive suite of financial services designed for modern Nigeria.
Send & Receive Money
Transfer money instantly to any bank account or AbokiPay user. Fast, secure, and affordable with African innovation.
Virtual Cards
Get instant virtual cards for online shopping and international payments with smart spending controls.
Virtual Account
Get your dedicated bank account number to receive money from any Nigerian bank instantly.
Buy Airtime & Data
Recharge airtime and buy data for all networks - MTN, Glo, Airtel, and 9mobile instantly.
Pay Bills
Pay for electricity, cable TV, internet subscriptions and more with just a few taps.
Bank-Level Security
Your money and data are protected with enterprise-grade security and fraud monitoring.
Get Started in Minutes
Join thousands of Nigerians who have embraced modern African fintech with AbokiPay.
Sign Up
Create your free AbokiPay account with just your email and phone number.
Verify Identity
Complete your KYC verification with your BVN or NIN for enhanced security.
Fund Wallet
Add money to your wallet via bank transfer, card payment, or your virtual account.
Use Services
Send money, buy airtime, get virtual cards, and pay bills instantly.
What Our Users Say
Trusted by thousands of Nigerians for their daily financial needs.
Adebayo Musa
Lagos, Nigeria
"AbokiPay has made sending money to my family so easy. The virtual cards work perfectly for my online shopping, and the customer support is excellent with true African hospitality!"
Funmi Okafor
Abuja, Nigeria
"As a small business owner, SwiftPay helps me pay my bills and manage cash flow effortlessly. The transaction fees are very reasonable too."
Chinedu Ikwu
Port Harcourt, Nigeria
"The security features give me peace of mind. I love that I can freeze my virtual card instantly if needed, and the transaction notifications are instant."
Frequently Asked Questions
Get answers to common questions about AbokiPay.
Is my money safe with AbokiPay?
Yes, absolutely. AbokiPay uses bank-grade security measures including SSL encryption, two-factor authentication, and fraud monitoring. Your funds are protected and we never store your sensitive financial information.
How do I get a virtual card?
After completing your KYC verification, you can instantly create virtual cards from your dashboard. You can set spending limits, freeze/unfreeze cards, and use them for online payments worldwide.
What are the transaction fees?
AbokiPay offers competitive rates: ₦10 for bank transfers, ₦25 for virtual card creation, and ₦5 for bill payments. P2P transfers between AbokiPay users are completely free.
How long does it take to receive money?
Transfers between AbokiPay users are instant. Bank transfers typically process within 2-5 minutes, while virtual account funding reflects immediately once the bank transfer is completed.
Can I use AbokiPay for international payments?
Yes! Our virtual cards work for international online payments. You can shop on international websites and pay for services worldwide with our USD virtual cards.
Ready to Experience African Fintech Excellence?
Join over 50,000 Nigerians who have already embraced modern financial solutions with AbokiPay.